Eligibility / Qualification Required:

• Eligibility: Minimum 16 Years of education in Commerce, Banking and Finance & Economics from a reputable university / institute recognized by HEC or ACCA qualified.
• Experience: Minimum 10 to 12 years of working experience in SME relationship management.
• Responsibilities:
  • Develop business opportunities by strategically engaging with new and existing clients across identified market segments to achieve growth targets.
  • Conduct in-depth reviews of Credit Proposals, Memos, and Transactions prepared by Relationship Managers (RMs) to ensure adherence to bank policies.
  • Present SME cases to approving authorities with well-prepared proposals, facilitating effective decision-making.
  • Market and promote the bank’s financing facilities, including SBP subsidized schemes, tailored to the needs of businesses.
  • Ensure adherence to Turnaround Time (TAT) for seamless execution of daily transactions and timely disbursement of funds.
  • Identify areas for improvement in current operations and work with cross-functional teams to drive process optimization and innovation.
  • Monitoring risk and ensuring the bank’s relationship strategies are in line with the portfolio and industry quality.
  • Recommending credit facilities, within prescribed limits after a comprehensive analysis.
  • Visiting clients to assess business operations and prepare visit reports.
  • Completion of facility and security documents as per approval, compliance of shariah guidelines and process flow.
  • Lead and foster a high-performing team, focusing on skill development, collaboration, and alignment with organizational goals.
• Skills Required:
  • Robust financial analysis abilities, specifically of SME sector.
  • Strong interpersonal & team management skills.
  • Proficiency in MS Office.
  • Problem solving, good written and verbal communication skills.
  • Islamic banking knowledge would be preferable.

General Conditions:

How to Apply: